Summary
Several years ago, there wasn’t all this banking technology. I remember that just to check your Ghana commercial bank account, you must necessarily go to the Bank.
It was one trip too many, and it took time if you lived far from the bank. But today, thanks to the modernization of several online banking services, all that has changed. Along the same lines, we are going to tell you how you can now check your Ghana Commercial Bank account online, saving you the hassle of long queues and frequent trips to the bank.
Anyway, good reading!
What is a bank account number?
Most Africans do not know a bank account number or are simply less interested in it. But you should know that a bank account number is a unique sequence of numbers, sometimes letters and other characters, which is assigned to your bank account. These numbers will allow you to carry out several transactions, it’s like an address reserved only for you.
How to check your GCB account number?
Depending on your availability, there are several simple paths that Ghana Commercial Bank (GCB) customers can use to verify their account number. In the lot, we have:
1. Check the welcome message after opening the account
When you open your account with Ghana Commercial Bank, you will receive an SMS containing your bank account number on your mobile phone.
The bank will also give you a piece of paper filled with the necessary information for your bank account. Example the bank code that you opened the account, the branch code, your account number, RIB and SWIFT for the international transfer.
If you have thought about keeping this, of course you need to know your account number.
2. Request a bank statement
If you can go to the bank, all you need to do is ask for a bank statement. Because this file contains important information about your account.
But, the problem will arise if you do not have an idea about your account. Because the bank statement is provided by the account holder.
3. Log in to GCB online banking
As a GCB customer, you are entitled to have an online banking service. If you already have one, just go to the dashboard and you will find the account number, balance, latest transactions and as well as some information about the account holder.
4. Contact customer service
You also have the option of contacting GCB customer service directly. A customer service representative will guide you and provide you with the information you want.
Please note that you may be required to provide additional account information, such as your address and contact details, to obtain the desired information.
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5. Use your debit card in ATM
If you have a GCB debit card, you can also check your account number at an ATM. All you have to do is simply insert your card into the counter, and follow the steps to request a mini bank statement.
This method simply works in the ATM reserved for GCB customers. At the end of the transaction, you should then receive your account number.
How to Open a Bank Account at Ghana Commercial Bank ?
To open an account with Ghana Commercial Bank, here are the procedures and documents required:
If you don’t already have an account with GCB and would like to open one, the process is simple. Here are the documents needed to open your account:
- A passport photograph.
- A valid Ghanaian identity document, such as a passport, driving license or voter registration card.
- Proof of residential mailing address.
- A copy of one of the following documents: a utility bill or rental agreement.
- A letter of recommendation from your employer.
- An initial deposit.
The initial deposit amount for opening an individual savings account is GH¢10.00, with a minimum operating balance set at GH¢5.00. To start earning interest, your balance must be above GH¢50.00.
Frequently asked Questions
How do I get my GCB account number if I lost my welcome message?
If you have lost the welcome message containing your account number, you can request a bank statement from GCB or contact their customer service to obtain this information.
Are there any fees associated with verifying my GCB account number?
Generally, there is no charge to verify your account number, but it is recommended to verify details directly with GCB.
How long does it take to get a GCB bank statement?
The time it takes to get a bank statement from GCB is instant, but this may vary depending on your case.
If you live in Kenya, this article may interest you how to get Eazzy loan from equity bank Kenya ?
Conclusion
Finally, having your bank account number on hand is really important for management. However, there are several ways to achieve your goals very quickly.
In this article we have cited such as the welcome message, a bank statement, online banking, customer service or your debit card via ATM. I would simply advise you to keep your account number carefully, and take it in case it is necessary.
Thanks for reading, it was Mavie makiese writing!
